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Jeremy Owens: Hello and welcome to On Watch by MarketWatch. I’m Jeremy Owens. Happy New Year. We wanted to kick off 2025 the way we feel all our readers and listeners should, with a bit of financial planning. At the beginning of every year, my wife and I talk about budgeting. We plan vacations for the year and other financial outlays. Fortunately for me, I have an expert at the other end of the line whenever I need. So I wanted to share that expert with you. His name is Quentin Fottrell and he’s known as The Moneyist. For a lot of you, that name needs no introduction, but if you’re new here, Quentin answers questions from MarketWatch readers about their financial issues. And he also leads a team of columnists who answer your questions about taxes, real estate,…
