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Question: I am 60 years old, single and don’t have any children. I am well into seven figures with retirement savings, made up of three 401(k)s, two mutual funds and a $350,000 pension. My only debt is a $60,000 HELOC. I don’t have a mortgage, credit card debt or car loans. I am not concerned about leaving a legacy after I die. I’d like to retire at age 62 and collect Social Security. My question is, do I need to retain a financial advisor…