A new competitor to AppleCare offers cheaper insurance for smartphones

Given the steep costs, it’s easy to see why some customers forgo AppleCare+, Preferred Care or similar protection plans. Dropping your phone down a stairwell or spilling liquid on it is no longer the end of the world – the newest devices are more resilient. But accidents still happen, and an out-of-warranty fix can set you back several hundred dollars. As an alternative, Zagg, a smartphone case company, unveiled a plan this week that covers repairs on most mobile devices for $99 a year.

Zagg Protect includes a $49 deductible, which you will need to pay any time you take it in for repairs. It covers both accidents and internal failures, including cracked screens, liquid damage, battery failure, power failures and more. 

But the third-party plan is still much cheaper than other such device protection plans, such as AppleCare+ and Samsung Care Plus. Samsung offers one year of Samsung…

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